Important Disclosures:

All information is believed to be from reliable sources; however LPL Financial makes no representation as to its completeness or accuracy.

Investing involves risks including possible loss of principal. No investment strategy or risk management technique can guarantee return or eliminate risk in all market environments.

The payment of dividends is not guaranteed. Companies may reduce or eliminate the payment of dividends at any given time.

This information is not intended to be a substitute for specific individualized tax advice. We suggest that you discuss your specific tax issues with a qualified tax advisor.

The Roth IRA offers tax deferral on any earnings in the account. Withdrawals from the account may be tax free, as long as they are considered qualified. Limitations and restrictions may apply. Withdrawals prior to age 59 ½ or prior to the account being opened for 5 years, whichever is later, may result in a 10% IRS penalty tax. Future tax laws can change at any time and may impact the benefits of Roth IRAs. Their tax treatment may change.1

https://www.investopedia.com/articles/investing/072313/investment-tax-basics-all-investors.asp 2 https://www.investopedia.com/articles/personal-finance/060915/how-are-dividends-iras-taxed.asp 3 https://turbotax.intuit.com/tax-tips/investments-and-taxes/are-losses-on-a-roth-ira-tax-deductible/L4zMROLnP 4

https://www.investopedia.com/roth-ira-withdrawal-rules-4769951 5

https://www.thebalance.com/what-is-the-rule-of-55-2894280 6

https://www.fool.com/investing/2021/03/03/2-top-industrial-dividend-stocks-to-buy-right-now/ 7 https://informs-sim.org/wsc14papers/includes/files/086.pdf

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