Financial planning with certified financial advisor

Financial Planning Perspectives: Benefits of Health Savings Account

By John Jespersen Financial Planning Focus: Benefits of Health Savings Account HSAs provide a triple tax advantage HSAs are more flexible than Flexible Spending Accounts (FSAs) HSAs are a great way to budget for out-of-pocket healthcare expenses Health Savings Accounts (HSAs) are tax-advantaged savings and investment accounts available for those with high-deductible health care plans. Some of the main features …

Market insights to aid in financial planning

Market Insights

By Eric Wymore CRPS© ESG Investing: What does it mean and is it important. The flavor of the month or the future of investing? First let’s start with a high level overview of what ESG investing means. ESG stands for Environmental, Social, and Governance. The Environmental portion takes into account climate change and risks, natural resource scarcity, pollution and deforestation. …

Quarterly review of financial planning assets

Quarter in Review

By Jeb Graham CFP® The first quarter of 2019 has come to a close. Following the fourth quarter of 2018, the market was due to bounce back from a rough quarter, and it did exactly that. The major market indexes are all up for year so far and have come close to returning to all time highs. While this is …

Tips to Help Maximize the Retirement Value You Get Out of Your Company

Is Too Much of Your Wealth Tied Up in Your Business?

Three Tips to Help Maximize the Retirement Value You Get Out of Your Company If you are like many small business owners, there is a high probability that a large portion of your net worth is tied up in your business. For many small business owners, this is a good problem to have. Why? It means that your business is …

Your Gut is Right. Not All Financial Advisors are Alike.

What was your experience the last time you met with a financial advisor? Did you feel like the advisor was doing everything that he or she could to help you meet your financial goals? Did you walk away feeling like you’d had a valuable conversation? Did the advisor feed you cheesy lines or use fear tactics to get you to …

Financial planning with certified financial advisor

Financial Planning Perspectives: 10 Important Reminders For The New Year

By John Jespersen 1. Establish New Short and Long-Term Goals Saving for retirement, a new home, car or boat? SMART goals can increase: Specific, Measurable, Achievable, Relevant and Time-Bound. SMART goals increase the odds that you accomplish financial projects and important tasks that can lead to having the happy lifestyle you desire. 2. Re-balance Your Portfolio / Review Investments The …

Market insights to aid in financial planning

Market Insights

By Eric Wymore CRPS© As 2019 is under way, here are a couple of important things to consider: – Back to Back calendar years of market decline are rare. Since 1950 the S&P 500 has had a calendar year decline 18 times. Only twice were those declines over the span of 2 consecutive years. 1973 and 1974 and the 3 …

Quarterly review of financial planning assets

Quarter in Review

By Jeb Graham CFP© Here we are, already in the first quarter of 2019. This last quarter and 2018 as a whole proved to be an interesting one. The third quarter of 2018 ended with S&P trading at record highs. As the fourth began, we started on a negative note in October, tried to bounce back in November, and ended …

For Financial Planners, Having a CFP® Matters

As you take steps to get closer to your dreams, a CERTIFIED FINANCIAL PLANNER™ (CFP) professional can be a key resource in helping you create a sound financial plan to achieve them. Depending on your stage in life, you may be at the peak of your career, saving for your children’s college tuition, saving for retirement, or a combination thereof, …

Metcalf Partners provides advice on recession watch

Two Ways to Weather Volatile Markets

It is one of those many times in history that volatility has set in on the markets. Some people don’t pay enough attention to financial planning to be aware of it. Some people keep a cool head and take a “wait and see” stance. While, others immediately jump into panic mode. We have always said that one of the reasons …