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Featured image for “Tax Benefits of Home Ownership”
May 26, 2023

Tax Benefits of Home Ownership

In tax lingo, your principal residence is the place where you legally reside. It’s typically the place where you spend most of your time, but several other factors are also relevant in determining your principal residence. Many of the tax benefits associated with home ownership apply mainly to your principal residence — different rules apply to second homes and investment…

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Featured image for “Take a Swing at Investing Like a Golfer”
May 26, 2023

Take a Swing at Investing Like a Golfer

Golfing and investing may not seem to share much common ground at first glance. But the more you think about it, a successful golfer and a successful investor share a number of traits such as patience, perseverance, attention to detail, and intellectual curiosity. Below, we discuss a few areas investing and golf have in common—as well as a couple of…

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Featured image for “Retirement Annuities Explained”
May 26, 2023

Retirement Annuities Explained

Having enough retirement income is a top concern for many Americans nearing or in retirement. Even though they may have saved consistently throughout the working years, they may be concerned that their retirement plans will succeed. A successful retirement plan provides the ability to maintain your lifestyle for the duration of your life. Having enough retirement income for what you…

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Featured image for “401(k) Rollovers Can Make or Break Retirement”
May 26, 2023

401(k) Rollovers Can Make or Break Retirement

Making informed decisions about retirement is crucial to financial independence. In an era characterized by high job turnover, it is more important than ever for employees to carefully manage their retirement savings. With a significant portion of Americans withdrawing money from their 401(k)s when they change employers, understanding the value of 401(k) rollovers is essential to preserving a confident financial…

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Featured image for “Making an Educated Decision about Education Savings Options”
April 27, 2023

Making an Educated Decision about Education Savings Options

Those that choose to invest in the education of a family member, friend or acquaintance are investing not only in that individual’s future, but also the future of society. It is an act of generosity, forward-thinking, and love. However, this type of investment can be more complicated than initially thought. Which plan should you choose and how do you decide?…

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Featured image for “Setting and Targeting Investment Goals”
April 27, 2023

Setting and Targeting Investment Goals

Go out into your yard and dig a big hole. Every month, throw $50 into it, but don’t take any money out until you’re ready to buy a house, send your child to college, or retire. It sounds a little crazy, doesn’t it? But that’s what investing without setting clear-cut goals is like. If you’re lucky, you may end up…

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Featured image for “Bank Failures Shine Light on Interest Rate Risks”
April 27, 2023

Bank Failures Shine Light on Interest Rate Risks

Financial markets reacted turbulently to the collapse of Silicon Valley Bank (SVB) on March 10, 2023, followed two days later by the failure of Signature Bank of New York. With $209 billion in assets and $175 billion in deposits, SVB was the nation’s 16th largest bank and the second largest to fail in U.S. history.1-2 This news was alarming to…

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Featured image for “Your Estate and Life Insurance”
April 27, 2023

Your Estate and Life Insurance

It All Adds Up. It can be fairly easy to underestimate your net worth. After all, predicting the future value of your home and savings is merely hypothetical. On the other hand, you can rely on the fixed amount of the death benefit provided by your life insurance policy. However, adding this often significant sum to your asset pool could…

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Featured image for “What Is a CERTIFIED FINANCIAL PLANNER™ Professional”
March 31, 2023

What Is a CERTIFIED FINANCIAL PLANNER™ Professional

A CERTIFIED FINANCIAL PLANNER™ professional, or CFP® practitioner, is a financial professional who meets the requirements established by the Certified Financial Planner Board of Standards, Inc. While some professionals may call themselves financial planners, only those who demonstrate the requisite experience, education, and ethical standards are awarded the CFP® mark. What are the requirements? In order to obtain CFP certification,®…

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Featured image for “Invest in Your Financial Education During Financial Literacy Month”
March 31, 2023

Invest in Your Financial Education During Financial Literacy Month

April brings more than possible rain showers. It also marks Financial Literacy Month in the U.S. Whether you’re interested in a quick refresher or seeking to learn something new, it may be worth the effort to brush up on some financial concepts that give you a broader knowledge base from which to make financial decisions. Here are several ways to…

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