Are You Employing a Tax Harvesting Strategy For Year End? If Not, Why?

With only a few weeks left in the year, it is a great time to think about doing everything that you can to save money on taxes for this tax year. As an investor, if you have accounts that are not retirement accounts, you might be able to save significant money on taxes by employing a tax harvesting strategy. The …

The Charitable Giving Tax Strategy Called “Bunching”

Financial Planning Focus: The Charitable Giving Tax Strategy Called “Bunching” What is a Donor-Advised fund? What is a “Bunching” tax strategy? Where can I get more information? Did you know that you can use a donor-advised fund to bunch multiple years’ worth of donations in a single year to receive maximum tax benefits for your charitable contributions? This is especially …

Kids and Allowance-(Part 1)

As a parent of two young boys, a hot topic around our house has been when do we start giving them an allowance? Our aim is to have our children learn the value of money and the consequences of their financial decisions through saving, giving, and spending. The book Yes, You Can Raise Financially Aware Kids, is incredibly insightful for determining …

3rd Quarter in Review

As the 4th quarter begins and we begin to start winding the year down, we can only hope that the markets will continue this current uptrend through year end. By all counts, following a disappointing year for stocks in 2018, this year has been a strong year in the stock market so far. Large Cap Growth stocks have led the …

Metcalf Partners provides advice on recession watch

Recession Watch And What It Means To Investment Accounts

If you have been watching any financial news over the past few months, you have likely heard the words “possible recession” thrown around quite a bit. This has led to several questions from our clients during reviews and a few calls into our office. As you may know, the past ten years have been very fruitful in the US stock …

Protect Your Business Wealth When the Unimaginable Happens

Protecting Your Business Wealth When the Unimaginable Happens to a Key Employee

When you own a business, you like to think that you’re in control, especially of the things that most affect its value. Fortunately, you do have control over several of them, such as: Access to Capital – Accessing and gaining the necessary capital to improve or expand your operation when needed. Customer Base – Building a solid and diversified customer …

Quarterly review of financial planning assets

2nd Quarter Review and Mid-Year Outlook

By Eric Wymore CRPS© The S&P 500 returned 4.3%* during the second quarter of 2019. The year-to-date return of 18.5%, for the first half of the year, is the highest return since 1997. The primary driver for the increase were due to the speculation that the Federal Reserve would cut interest rates as well as an announcement of a tariff …

Market insights to aid in financial planning

Planning Tips

By John Jespersen Financial Planning Focus: Do You Have a High-Deductible Health Plan? Are you contributing to an HSA plan? Are you spending your HSA contributions on medical expenses? Does your HSA provider offer a good array of investment choices? If the answer is yes, then our financial planning conversation must include the topic of Health Savings Accounts (HSAs). As …