The average college student graduates with around $30,000 in student loan debt. While this isn’t an insurmountable amount of debt for a degree that may boost your earning potential, it also makes it important to maintain responsible credit habits in college and beyond.1 Below, we discuss four key facts college students should know about their credit. You Don’t Need to …
913-214-3728
ethan.hutcheson@metcalfpartners.com
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I hold a bachelors degree in Financial Services from Kansas State University. Go Cats! Prior to my role at Metcalf Partners I worked as a Wealth Consultant for a large National RIA headquarter in Kansas City where I worked with clients on a personal level helping design financial plans, asset allocation strategies and focus on new business development. I currently reside in Olathe, KS with my wife Shanna and our two Australian Shepherds, Harley and Koda.
The last book I read was: Goodnight Moon (I read this to my niece)
My sing along really loud in the car song is: Free Bird by Lynyrd Skynyrd
When not working, I am happiest doing: Hunting, fishing, snowboarding, hanging with the family and simply being outdoors.
When I retire, you will find me: In the mountains.
You’d be surprised that I: am a pretty decent cook.
My clients would describe me in three words as: reliable, accessible, honest
A charitable cause I care most about is: SASS-MoKan (Suicide Awareness Survivor Support)
The best and worst purchase I ever made was: I bought a Harley Davidson right out of college. I didn’t think that one through
If I could have a superpower, I’d choose: to fly
Someone should make an app for: The top rated Donut shop in every city. I love donuts.
Direct (913) 827-4618
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jeb.graham@metcalfpartners.com
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I am a Kansas City native that grew up in the Blue Valley School System. I am married to my wife Alyssa and have two girls, Lydia and Lauren. I was active in high school athletics, playing basketball and tennis. After high school, I attended and graduated from K-State with a degree in Business Administration and an emphasis in Financial Services. I became a Financial Advisor in 2004 and achieved the CFP® (Certified Financial Planner) credential in 2009 at American College. In 2011, I decided to start my own company, using LPL Financial as my independent Broker Dealer.
The last book I read was: The Art of Happiness by Howard Cutler and the Dalai Lama.
My sing-along really loud in the car song is: I’m on Fire by Bruce Springsteen.
When not working, I’m happiest doing: Running, tennis, golf and lake activities.
When I retire, you’ll find me: In good weather all year long!
You’d be surprised that I: Wear ear plugs to bed every night.
My clients would describe me in three words as: Thorough, dependable, and sincere.
A charitable cause I care most about is: Helping underprivileged youth.
If I could have a superpower, I’d choose: Telepathy.
One thing I’ve done that I’m most proud of is: Being a father.
A life hack I’m surprised most people don’t know is: The Law of Attraction – thinking positively.
The person who inspires me most is: To name a few: Tiger Woods, Roger Federer, Steve Jobs, Henry Ford, Ghandi, and Martin Luther King, Jr.
My favorite family tradition is: Taking a summer vacation.
Direct (913) 827-4609
Office (913) 214-3728
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eric.wymore@metcalfpartners.com
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I am originally from a small town in southeast Iowa and have been in the KC area for 13 ½ years. My wife, Becky, and I have 2 boys, Gabe and Nolan. I graduated from Iowa State University with a degree in finance. I began working with Banc of America Investments in 2002 until 2009 when I moved my practice to LPL Financial.
My sing along really loud in the car song is: I never shy away from a Tom Petty song, but I mostly listen to sports talk radio, NPR or a podcast.
When not working, I’m happiest doing: Spending time with my family. Playing sports with my boys in the backyard or binge watching our favorite show with my wife. I also love to golf.
When I retire, you will find me: On a warm beach during the winter and fishing in a canoe in Northern Minnesota during the summer.
You’d be surprised that I: Worked as a mascot for several professional sports teams while in college. Don’t ask me to do the Macarena dance.
My clients would describe me in three words as: Trustworthy, likable, transparent, also a good listener.
A charitable cause I care most about is: I have two. I sit on the board and am the chairman of the investment committee for El Centro Inc. I am active in the Kansas City Plaza Rotary Club, where I serve as a board member and sit on the KC Games for Good committee. The KC Games for Good is sort of like a corporate challenge for nonprofits. My role is to create the games that the teams compete in.
The best and worst purchase I ever made was: Worst purchase was a cheap charcoal grill. I used it twice and will never use it again. Best purchase was my Cole Haan dress shoes. I could run a marathon in these shoes.
If I could have a superpower, I’d choose: My favorite superhero is Superman so I have to go with the ability to fly.
One thing I’ve done that I’m most proud of is: I made it through my 30s. Transitioning my business to a new firm, my wife starting a new career as an attorney, the birth of my boys, my youngest having brain surgery at seven months old, moving to a new neighborhood and school district. A client told me once, “No one makes it through their 30s without challenges.” She was spot on.
A life hack I’m surprised most people don’t know is: You can open a bottle of wine with just a shoe.
The person who inspires me most is: I love a good underdog story.
My favorite family tradition is: Decorating the Christmas tree on the Friday after Thanksgiving.
(913) 214-3728
victoria.loveall@metcalfpartners.com
I was born in Missouri, and raised in Leawood, KS. However, since I was a child, every weekend was spent at our family farm. It is where I was so grateful to have been able to raise my two boys.
Education/Credentials:
High School: St. Teresa’s Academy
College: BS Journalism-University of Kansas
I have held a Series 6 and 63 licensing since 1994
After college graduation, I worked numerous years in public relations, and direct mail advertising
Through my twenty-five years in the industry, I have been able to gain experience in life insurance, investments, financial/retirement planning, estate planning, and tax preparation.
Registered license with LPL Financial since 2004
The last book I read was: Not My Father’s Son by Alan Cumming
When not working, I’m happiest doing: Nurturing my flower, herb, and vegetable gardens
When I retire, you will find me: Still trying to learn new things, and create new recipes with what I grow in our garden. And yes, you can be sure I will be traveling cross country to see our children and grandchildren!
You’d be surprised that I: Am a bee keeper!
My clients would describe me in three words as: Reliable, knowledgeable, tenacious
A charitable cause I care most about is: Alzheimers and Breast Cancer
If I could have a superpower, I’d choose: Teleportation, who likes wasting time traveling in a car or airplane!
(913) 214-3728
mae.christenson@metcalfpartners.com
I am originally from Indonesia, but also a long time resident of Lenexa, KS. I attended the University of Kansas where I received a Bachelor degree in Allied Health and Nursing and spent most of my young adult life in a hospital setting as a caregiver. It was here that I developed a deeply rooted understanding of the stresses and joys as a caregiver. Most caregivers fail to care for themselves first, which motivated me to study financial planning. Ultimately, this led to a decision to change careers. In 2007, I completed the Certificate in Financial Planning Program from the University of Missouri-Kansas City. In my free time, I enjoy spending time with my husband, Craig, and our dog, Ozzie.
The last book I read was: Finding Your Own North Star by Martha Beck. This book transformed my life and gave me the courage to be me in a totally different environment than my upbringing.
My sing along really loud in the car song is: Sober Up by AJR, a group from NYC. Its urban sound resonates with my childhood memory of growing up in the busy city of Surabaya.
When I retire, you will find me: Doing more volunteer work as Johnson County Master Gardener, which I started doing in my 30’s with the thought, “it requires so much knowledge, I’d better start when I still have all my faculties intact.” My favorite activity was giving gardening classes and having conversations with area gardeners on how to improve our air, water and soil quality via gardening and composting.
You’d be surprised that I: Am an introvert.
A charitable cause I care most about is: Physicians Committee for Responsible Medicine, a well run non-profit led by Neal Barnard, MD, who has the ability to execute my dreams of healthcare in America with global influences. I consider him the model of success.
(913) 214-3728
greg.bond@metcalfpartners.com
Education/Credentials: CPA
My sing along really loud in the car song is: Christmas music (with my son).
When not working, I’m happiest doing: Traveling / Family
My clients would describe me in two words as: Always committed
Charitable causes I care most about are: Unbound
If I could have a superpower, I’d choose: Flying
The person who inspires me most is: President Truman
My favorite family traditions are: Family Vacation
(913) 214-3728
(913) 827-4640
victoria.loveall@metcalfpartners.com
I was born in Missouri, and raised in Leawood, KS. However, when I was a child, every weekend was spent at our family farm. It is where I was so grateful to have been able to raise my two boys. I went to St. Teresa’s Academy then University of Kansas for a Bachelor of Science in journalism. After college, I worked numerous years in public relations and direct mail advertising for our industry and gained experience in life insurance, investments, financial/retirement planning, estate planning, and tax preparation. I have held a Series 6 and 63 licensing since 1994, plus a registered license with LPL Financial since 2004.
The last book I read was: Not My Father’s Son by Alan Cumming
When not working, I’m happiest doing: Nurturing my flower, herb, and vegetable gardens
When I retire, you will find me: Still trying to learn new things, and create new recipes with what I grow in our garden. And yes, you can be sure I will be traveling cross country to see our children and grandchildren!
You’d be surprised that I: Am a bee keeper!
My clients would describe me in three words as: Reliable, knowledgeable, tenacious.
Charitable causes I care most about are: Alzehimers and breast cancer.
If I could have a superpower, I’d choose: Teleportation, who likes wasting time traveling in a car or airplane?
(913) 214-3728
(913) 827-4640
susan.friend@metcalfpdev.wpengine.com
I grew up in Spring Hill, Kansas and graduated college from Emporia State University with a Bachelor of Fine Arts in communication. I am married and live in Olathe, Kansas. I’m a mother of three boys (and two dogs) who I absolutely adore, and they keep me busy.
The last book I read was: Either Sisters Like Us by Susan Mallery or All Fall Down by Jennifer Weiner.
My sing along really loud in the car song is: Christmas music (with my son).
When not working, I’m happiest doing: Being at home with my boys and dogs, making handmade cards, wreaths, and no-sew blankets, and reading.
When I retire, you will find me: Hopefully, relaxing and finally doing a bit of traveling.
My clients would describe me in three words as: Kind, friendly, and helpful.
Charitable causes I care most about are: Pet rescues and St. Jude’s Children’s Hospital.
If I could have a superpower, I’d choose: Two of them, healing and a mimic power to mimic others powers and skills.
One thing I’ve done that I’m most proud of is: My children because they bring so much to my life.
A life hack I’m surprised most people don’t know is: Chapstick heals papercuts and stops the pain. Use foam spray window cleaner to clean car and home upholstery and carpet.
The person who inspires me most is: My parents.
My favorite family traditions are: Mom/son date nights, our annual family and friends Christmas party, Christmas eve church, dinner, movie and opening one present.
(913) 214-3728
john.jespersen@metcalfpdev.wpengine.com
My undergrad degree is from the University of Nebraska at Omaha Business Journalism. My graduate degree is from Benedictine College in Atchison, Kansas, Masters of Business Administration. To demonstrate to my commitment to always serving my clients best interest, I became credentialed as an Accredited Investment Fiduciary (AIF®).
The last book I read was: Mastering the Market Cycle: Getting the Odds on Your Side.
When not working, I’m happiest doing: Cycling, hiking or ice skating with family and friends.
When I retire, you will find me: Most likely not retired, but working fewer hours each week. I enjoy working with people too much to walk away entirely. Besides, those clients I see who continue to stay engaged and work at something they deem important last longer in life than those who stop finding purpose on a day-to-day basis.
You’d be surprised that I: Love living in downtown Kansas City. An urban lifestyle can actually be less stressful than suburban life once you get the hang of it. Living closer to people and sharing more means my family has less stuff and more fun.
My clients would describe me in three words as: Available, trustworthy, and nerdy.
A charitable cause I care most about is: The Kelley Lynn Lutz Memorial Scholarship Foundation, which provides college scholarships to students who have lost a parent to cancer.
The best and worst purchase I ever made was: My best purchase is my MacBook Air® or iPhone X®. My worst purchase was a truck that turned out to be a major lemon.
If I could have a superpower, I’d choose: My side-hustle superpower is driving a Zamboni® for making great ice for ice skaters, so I humbly admit that I already have a superpower. They call me John the Zamboni-Mon.
One thing I’ve done that I’m most proud of is: Simply being a solid husband for my wife, Katherine, and a dedicated father to Christian. I am a good son to my mother, helping her to age-in-place.
A life hack I’m surprised most people don’t know is: It’s about people. I think most people are awake and realize our purpose is to serve each other with as much authentic joy as possible. For those who don’t know it yet, this is the primary life-hack for finding happiness.
The person who inspires me most is: My wife, Katherine. We make a great team, and she continues to surprise me with the new things she learns and puts to use. She is incredibly humble, and I am so lucky to have her in my life. There is no one I am more comfortable spending time with than her. We can be together in complete silence and manage to have a splendid time. We don’t always have to be planning what’s next. We can be in the here-and-now most of the time. This quality is oh so precious and rare.
My favorite family tradition is: Reading aloud stories or books to each other. Also, watching old movies together.
Someone should make an app for: Ha…finding the nearest toilet when you are away from home and nature urgently calls. With the “Internet of Things” and G5 wireless on the way, we should even have an app that tells us stall-seat availability <wink>
785-856-8291
Click Here to Learn More About How Terry Can Help You
Terry is a resident of Lawrence KS with over 14 years of professional accounting experience. He graduated from the University of Kansas in 2002 and became a licensed Certified Public Accountant in 2003.
913-451-0020
Click Here to Learn More About How Allen Can Help You
We are licensed professionals who are not limited to placing your insurance with just one carrier. We have the flexibility to choose the insurance company that can best serve your individual needs. Having choices for the protection of your interests is the practical advantage we offer you over other companies. Dedicated to providing the lowest cost options with the highest level of protection for local home and business owners.
816.627.5549
Click Here to Learn More About How Jason Can Help You
Bringing over fifteen years of experience in estate planning, business and tax law, Jason Salinardi joined Sandberg Phoenix in 2016. He focuses his practice on providing comprehensive, personalized estate planning counsel to couples, families, individuals and businesses. Jason has created an estate planning practice that not only helps families plan for their financial capital (what they own) but also for their human capital (who they are) and intellectual capital (what they know).
